It used to be, while working, retirement was something to look forward to. However these days with the cost of living increasing astronomically in comparison to wages, saving for retirement is virtually impossible and stressing individuals out.
If you plan what your retirement will look like, income sources, expenses, things may look better than you think. If not at least you know now and can work towards correcting or improving them. A plan of this nature can help you flush out all the scary parts such that you have backup solutions and can sleep at night.
Keep in mind it is not how much money you make but more about what you do with it. We can all get there 🙂 Retirement is only scary when you don’t have a plan.